A Kanta fee (4.20€) and an outpatient fee (37.90€) are added to some fertility treatments.
| Service | Price | Info |
|---|---|---|
| Insemination (IUI), includes the male part The price includes the insemination, the ultrasound scan performed in connection with it and the processing of sperm for the insemination. | 372,80 € Without Kela reimbursement 487,80 € Price 372,80 € Without Kela reimbursement 487,80 € | The price includes the insemination, the ultrasound scan performed in connection with it and the processing of sperm for the insemination. |
| In vitro fertilisation (IVF) treatment The price includes two follow-up visits and follicle ultrasound scans at the physician's practice, egg retrieval, Zymot sperm processing for IVF, embryo cultures and the use of embryo glue. The price does NOT include embryo transfer. The price of a fresh embryo transfer is €478.30 / deductible €283.30. Embryo transfer includes EmbryoGlue. The price does not include medication. | 2 969,10 € Without Kela reimbursement 4 104,10 € Price 2 969,10 € Without Kela reimbursement 4 104,10 € | The price includes two follow-up visits and follicle ultrasound scans at the physician's practice, egg retrieval, Zymot sperm processing for IVF, embryo cultures and the use of embryo glue. The price does NOT include embryo transfer. The price of a fresh embryo transfer is €478.30 / deductible €283.30. Embryo transfer includes EmbryoGlue. The price does not include medication. |
| Intracytoplasmic sperm injection (ICSI) and examination of egg quality The price includes two follow-up appointments and follicle ultrasound scans at the doctor's practice, egg retrieval, Zymot sperm processing for ICSI, intracytoplasmic sperm injection (the price varies according to the number of cells to be fertilised (1–4 cells/over 16 cells)), embryo cultures and the use of embryo glue, as well as AI-based egg quality assessment. The price does NOT include embryo transfer. The price of a fresh embryo transfer is €492.70 / deductible €297.70. Embryo transfer includes EmbryoGlue. The price does not include medications. | 3 844,90 € Without Kela reimbursement 5 329,90 € Price 3 844,90 € Without Kela reimbursement 5 329,90 € | The price includes two follow-up appointments and follicle ultrasound scans at the doctor's practice, egg retrieval, Zymot sperm processing for ICSI, intracytoplasmic sperm injection (the price varies according to the number of cells to be fertilised (1–4 cells/over 16 cells)), embryo cultures and the use of embryo glue, as well as AI-based egg quality assessment. The price does NOT include embryo transfer. The price of a fresh embryo transfer is €492.70 / deductible €297.70. Embryo transfer includes EmbryoGlue. The price does not include medications. |
| Tissue sample from the testes (testicular biopsy) Searching for sperm in a biopsy taken from the testes. The operation is performed under local anaesthesia. | 1 060,00 € Without Kela reimbursement 1 100,00 € Price 1 060,00 € Without Kela reimbursement 1 100,00 € | Searching for sperm in a biopsy taken from the testes. The operation is performed under local anaesthesia. |
| Microsurgical testicular biopsy Inquire about the price and service availability by calling the clinic. Call the advisory service (local network rate/mobile charge) | Kela reimbursement deducted from the price Price Kela reimbursement deducted from the price | Inquire about the price and service availability by calling the clinic. Call the advisory service (local network rate/mobile charge) |
| Donated embryos | 1 380,20 € No Kela reimbursement Price 1 380,20 € No Kela reimbursement | |
| Donor sperm Donor sperm from the clinic's own sperm bank for one treatment session: The price consists of a reservation and handling fee and a usage fee. | from 789,00 € No Kela reimbursement Price from 789,00 € No Kela reimbursement | Donor sperm from the clinic's own sperm bank for one treatment session: The price consists of a reservation and handling fee and a usage fee. |
| Proactive oocyte cryopreservation The price includes treatment planning, two ultrasound scans, egg cell collection, and cryopreservation of the egg cells (1–10 egg cells). The final price of egg cell cryopreservation depends on the number of egg cells to be frozen. Inquire about the price and availability of the service by calling the clinic. | Kela reimbursement deducted from the price Price Kela reimbursement deducted from the price | The price includes treatment planning, two ultrasound scans, egg cell collection, and cryopreservation of the egg cells (1–10 egg cells). The final price of egg cell cryopreservation depends on the number of egg cells to be frozen. Inquire about the price and availability of the service by calling the clinic. |
| Donated eggs Ask about the price and availability of the service by calling the clinic. Call the advisory service (local network rate/mobile charge) | Kela reimbursement deducted from the price Price Kela reimbursement deducted from the price | Ask about the price and availability of the service by calling the clinic. Call the advisory service (local network rate/mobile charge) |
| PGT-A chromosome screening The price includes consultation with a biologist, sampling from the embryo and dispatch of the samples. The price for the examination of one embryo, including ploidy examination, is €515.00 | 1 431,70 € No Kela reimbursement Price 1 431,70 € No Kela reimbursement | The price includes consultation with a biologist, sampling from the embryo and dispatch of the samples. The price for the examination of one embryo, including ploidy examination, is €515.00 |
| PGT-M or preimplantation genetic diagnosis Ask about prices and service availability by calling the clinic. | Kela reimbursement deducted from the price Price Kela reimbursement deducted from the price | Ask about prices and service availability by calling the clinic. |
| PGT-SR Ask about prices and service availability by calling the clinic. | Kela reimbursement deducted from the price Price Kela reimbursement deducted from the price | Ask about prices and service availability by calling the clinic. |
| Assisted hatching | 564,70 € No Kela reimbursement Price 564,70 € No Kela reimbursement | |
| EmbryoScope culture The EmbryoScope improves embryo culture conditions. | 522,20 € No Kela reimbursement Price 522,20 € No Kela reimbursement | The EmbryoScope improves embryo culture conditions. |
| Service | Price | Info |
|---|---|---|
| Insemination (IUI), includes the male partner's part The price includes the insemination, the ultrasound scan performed in connection with it, and the processing of sperm for the insemination. | 372,80 € Without Kela reimbursement 487,80 € Price 372,80 € Without Kela reimbursement 487,80 € | The price includes the insemination, the ultrasound scan performed in connection with it, and the processing of sperm for the insemination. |
| In vitro fertilisation (IVF) treatment The price includes 2 follow-up appointments and follicle ultrasound scans at the physician's practice, laboratory work (incl. egg retrieval and fertilisation with the spouse's sperm and embryo culture, Zymot sperm processing for in vitro fertilisation treatment and the use of embryo glue. The price does not include embryo transfer. The price of a fresh embryo transfer is €472.40 / deductible €287.40. The embryo transfer includes EmbryoGlue. The price does not include medication. | 2 825,50 € Without Kela reimbursement 3 960,50 € Price 2 825,50 € Without Kela reimbursement 3 960,50 € | The price includes 2 follow-up appointments and follicle ultrasound scans at the physician's practice, laboratory work (incl. egg retrieval and fertilisation with the spouse's sperm and embryo culture, Zymot sperm processing for in vitro fertilisation treatment and the use of embryo glue. The price does not include embryo transfer. The price of a fresh embryo transfer is €472.40 / deductible €287.40. The embryo transfer includes EmbryoGlue. The price does not include medication. |
| Intracytoplasmic sperm injection (ICSI) and examination of egg quality The price includes 2 follow-up appointments and follicle ultrasound scans at a physician's practice, egg retrieval, laboratory work (incl. egg retrieval and microfertilisation with the partner's sperm (1–4 cells/more than 16 cells), embryo culture and the use of embryo glue, Zymot sperm processing, and AI-based egg quality measurement. The price does not include embryo transfer. The price of a fresh embryo transfer is €486.60 / deductible €291.60. Embryo transfer includes EmbryoGlue. The price does not include medication. The price does not include medication. | 3 574,70 € Without Kela reimbursement 5 059,70 € Price 3 574,70 € Without Kela reimbursement 5 059,70 € | The price includes 2 follow-up appointments and follicle ultrasound scans at a physician's practice, egg retrieval, laboratory work (incl. egg retrieval and microfertilisation with the partner's sperm (1–4 cells/more than 16 cells), embryo culture and the use of embryo glue, Zymot sperm processing, and AI-based egg quality measurement. The price does not include embryo transfer. The price of a fresh embryo transfer is €486.60 / deductible €291.60. Embryo transfer includes EmbryoGlue. The price does not include medication. The price does not include medication. |
| Tissue sample from the testicles (testicular biopsy) Searching for sperm from a biopsy taken from the testes. The operation is performed under local anaesthesia. | 1 060,00 € Without Kela reimbursement 1 100,00 € Price 1 060,00 € Without Kela reimbursement 1 100,00 € | Searching for sperm from a biopsy taken from the testes. The operation is performed under local anaesthesia. |
| Microsurgical testicular biopsy Ask about the price and service availability by calling the clinic. | Kela reimbursement deducted from the price Price Kela reimbursement deducted from the price | Ask about the price and service availability by calling the clinic. |
| Donated embryos | 1 380,20 € No Kela reimbursement Price 1 380,20 € No Kela reimbursement | |
| Donated sperm Donor sperm from the clinic’s own sperm bank for one treatment: The price consists of a reservation and handling fee and a usage fee. Call the advisory service (local network rate/mobile charge) | from 789,00 € No Kela reimbursement Price from 789,00 € No Kela reimbursement | Donor sperm from the clinic’s own sperm bank for one treatment: The price consists of a reservation and handling fee and a usage fee. Call the advisory service (local network rate/mobile charge) |
| Proactive oocyte cryopreservation The price includes treatment planning, two ultrasound scans, egg cell collection, and cryopreservation of oocytes (1–10 oocytes). The final price of oocyte cryopreservation is determined by the number of oocytes to be cryopreserved. Ask about the price and service availability by calling the clinic. Call our advisory service (local network rate/mobile charge) | Kela reimbursement deducted from the price Price Kela reimbursement deducted from the price | The price includes treatment planning, two ultrasound scans, egg cell collection, and cryopreservation of oocytes (1–10 oocytes). The final price of oocyte cryopreservation is determined by the number of oocytes to be cryopreserved. Ask about the price and service availability by calling the clinic. Call our advisory service (local network rate/mobile charge) |
| Donated eggs Inquire about prices and service availability by calling the clinic. Call customer advisory services (local network rate/mobile charge) | Kela reimbursement deducted from the price Price Kela reimbursement deducted from the price | Inquire about prices and service availability by calling the clinic. Call customer advisory services (local network rate/mobile charge) |
| PGT-A chromosome screening The price includes consultation with a biologist, sampling from the embryo, and sending of the samples. The price of the examination of one embryo, including ploidy examination, is 515.00 € | 1 431,70 € No Kela reimbursement Price 1 431,70 € No Kela reimbursement | The price includes consultation with a biologist, sampling from the embryo, and sending of the samples. The price of the examination of one embryo, including ploidy examination, is 515.00 € |
| PGT-M or preimplantation genetic diagnosis | Kela reimbursement deducted from the price Price Kela reimbursement deducted from the price | |
| PGT-SR | Kela reimbursement deducted from the price Price Kela reimbursement deducted from the price | |
| Assisted hatching | 564,70 € No Kela reimbursement Price 564,70 € No Kela reimbursement | |
| EmbryoScope culture The embryoscope improves the culture conditions of embryos. | 522,20 € No Kela reimbursement Price 522,20 € No Kela reimbursement | The embryoscope improves the culture conditions of embryos. |
Revised 6/8/2026
Published 6/22/2026
A woman's age significantly affects the condition of her oocytes, fertility, and the likelihood of becoming pregnant. With age, the quantity and quality of oocytes decline, which also increases the risk of miscarriages and chromosomal abnormalities.
In addition to age, many other factors affect female fertility.
The fertility of women begins to decline around the age of 30, and the decline accelerates after the age of 35.
Seek examinations:
Below is a description of examinations related to female fertility at the appointment and possibly thereafter. Further examinations are always tailored individually based on the findings.
The examinations proceed step by step:
The physical examination includes an assessment of the woman's general condition and gynecological organs, such as a speculum examination and palpation of the lesser pelvis.
Ultrasound scan provides additional information on the structure of the uterus, fallopian tubes and ovaries. It can be used to determine the number of antral follicles, which reflects the functional reserve of the ovaries.
You will receive instructions on how to perform an ovulation test and determine the length of the luteal phase.
Hormone tests are an essential part of fertility assessment. Tests often measure AMH (Anti-Müllerian Hormone), FSH (follicle-stimulating hormone), LH (luteinizing hormone), TSH (thyroid-stimulating hormone), progesterone, and prolactin. Other hormone tests are also performed as needed. These hormones affect ovulation and general reproductive health. If necessary, other basic blood tests are also taken.
The uterine cavity can be examined, if necessary, with fluid instillation added to an ultrasound scan, with a biopsy, or by hysteroscopy.
Based on the research results, an individual treatment plan is drawn up.
Endometriosis
A gynaecological disease in which tissue that resembles the endometrial mucosa exists outside the uterus.
PMOS or Polycystic Ovary Syndrome
The most common hormonal and metabolic disorder in women of reproductive age.
Menstruation and menstrual cycle disorders
Menstruation is part of a woman's life from the teenage years all the way to middle age.
The fertility examinations for women generally include an initial assessment, a clinical examination, blood tests to determine hormone levels and ovarian function (such as AMH, FSH, LH, TSH, prolactin), and an ultrasound scan to examine the uterus and ovaries. If necessary, other additional examinations, such as a fallopian tube patency test, are also performed. Regarding primary diseases, a written assessment performed in advance by the attending physician on the risks of pregnancy is an important addition to the overall situation assessment.
It is often possible to improve female fertility with various treatments and lifestyle changes. A treatment plan is always drawn up individually based on the examination results.
The AMH (Anti-Müllerian Hormone) value is a value measured by a blood test that indicates the ovarian reserve of egg cells, i.e., the current number of remaining early egg cells. It provides important information about a woman's fertility status and helps assess the peak of fertility.
The best time to seek infertility examinations is when pregnancy has not occurred after a year of trying. Women over 35 should seek examinations after just six months of trying, as female fertility decreases with age.
The fertility of women decreases most after the age of 35. After this, the probability of becoming pregnant decreases and the risk of miscarriage increases.
The fertility of women usually ends with menopause, when the function of the ovaries ceases and eggs are no longer released. This happens on average around the age of 50, but there is great variation.
Kuukautiset eivät aina merkitse sitä, että ovulaatio eli munasolun irtoaminen tapahtuu. Ilman ovulaatiota raskaus taas ei voi alkaa.Jos kuukautiskiertosi on lyhyt, esimerkiksi 23 päivää, voi olla, että ovulaatiota ei tapahdu. Näin voi olla myös, jos kierto on paljon yli 28 päivää. Vaikka ovulaatio tapahtuisikin, lyhyissä ja pitkissä kierroissa kohdun limakalvo ei aina pysy tarpeeksi hyvässä kunnossa alkion kiinnittymiseksi.
